- Bookie Ledger
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- Can you bet with a credit card in Ireland? What section 165 says
Regulation
Can you bet with a credit card in Ireland? What section 165 says
Section 165 of the Gambling Regulation Act 2024 bans credit cards, and e-methods funded from credit cards, as a way to fund betting with a licensee. It has applied since 5 February 2026 under S.I. 31/2026. Debit cards are not what the section names. How the rule applies to a particular e-wallet is a question for a lawyer, not settled here.
What does section 165 ban?
The ban has two parts in our summary: credit cards, and e-methods that are funded from credit cards. It sits in the Act alongside the player-set limits of section 164.
The GRAI describes it on its Players Safety page. We do not quote the section, and you should read the text on the Irish Statute Book if the detail matters to you.
| Way to fund a deposit | Named in the ban? | Note |
|---|---|---|
| Credit card | Yes | Banned since 5 February 2026 |
| E-method funded from a credit card | Yes | Banned since 5 February 2026 |
| E-method funded another way | Not named in our summary | Ask a lawyer about a specific wallet |
| Debit card | Not named | See the debit cards page |
Bottom line: credit cards and credit-funded e-methods are named; debit cards are not.
How does it show on payment pages?
A licensed operator's payment page should list the methods it accepts. A credit card should not be among them for customers in Ireland.
We have not yet recorded the wording on any operator's page. The three examples below are candidates only; their licences are subject to confirmation on the GRAI register.
| Operator (candidate) | Wording about credit cards | Source · Checked |
|---|---|---|
| bet365 | Could not be verified on 7 November 2026 | Could not be verified on 7 November 2026 |
| Paddy Power | Could not be verified on 7 November 2026 | Could not be verified on 7 November 2026 |
| BOYLE Sports | Could not be verified on 7 November 2026 | Could not be verified on 7 November 2026 |
These cells will hold the operator's own words, up to 25 words, with the page address and date.
Bottom line: no wording is recorded yet; the table shows what will be collected.
How do you check it yourself?
- Open the operator's payment or deposit page.
- Read the list of accepted methods and any note about card types.
- If your card is a credit card, do not use it. Use a debit card or another method.
- If a site accepts a credit card from Ireland, raise it with the operator. Our complaints page shows where else to go.
Bottom line: read the method list, and do not use a credit card.
How does the ban affect our scoring?
Credit cards are not on the list of eight deposit methods in criterion P1. The eight are debit card, Apple Pay, Google Pay, PayPal, Revolut, Skrill, Neteller and Open Banking or bank transfer. See the scoring criteria and the deposit methods data.
Bottom line: the score never rewards a credit card.
Sources
- Gambling Regulation Act 2024, s.165: Irish Statute Book.
- S.I. 31/2026, date of effect 5 February 2026: Irish Statute Book.
- GRAI Players Safety: grai.ie.
Bottom line: the Act, the order and the GRAI page are the sources.
What changed
7 November 2026: first version. The wider Act is on the Act overview.
Bottom line: first version, no earlier history.
Common questions
Can I deposit with a credit card at a licensed betting site?
Not under section 165 as we summarise it. The section bans credit cards, and e-methods funded from credit cards, and it has applied since 5 February 2026.
Does the ban cover debit cards?
The part of the section we summarise names credit cards and credit-funded e-methods. Debit cards are not what it names.
Does the ban cover PayPal or other e-wallets?
Only an e-method funded from a credit card is named. How that applies to a particular wallet is a question for a lawyer and the GRAI, and it is not settled on this page.
Where to go next
- Debit cards on Irish betting sites: deposits, withdrawals and limits
- The Gambling Regulation Act 2024 and online betting: the parts in force
- Which deposit methods each betting site publishes for Irish customers
- The five criteria groups, their weights and the formula
- Complaining about a betting site: operator, regulator, ASA and consumer bodies